Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington DC
West Virginia
Wisconsin
Wyoming

Georgia Mortgage Help

Info for Home Owners

Georgia Department of Community Affairs/Georgia Housing and Finance Authority

The GHFA is designed to help put low to middle income Georgians into homes through buying and renting. By coordinating with local builders, developers, and banks, new home buyers can find a location that works for them.

The Georgia Department of Community Affairs (DCA) was created in 1977 to serve as an advocate for local governments. On July 1, 1996, the Governor and General Assembly merged the Georgia Housing and Finance Authority (GHFA) with the Department of Community Affairs. Today, DCA operates a host of state and federal grant programs; serves as the state's lead agency in housing finance and development; promulgates building codes to be adopted by local governments; provides comprehensive planning, technical and research assistance to local governments; and serves as the lead agency for the state's solid waste reduction efforts.

Georgia Department of Community Affairs/Georgia Housing and Finance Authority

News about Home Loans

Georgia Department of Community Affairs (DCA) Commissioner Mike Beatty announced today the award of more than $20 million in federal housing tax credits to 35 affordable rental housing developments throughout Georgia. A complete list of the projects is provided at the end of this news release.

Promoting affordable housing options is one of DCA's strategic objectives. Federal and state tax credits offer a valuable financing tool that supports developer efforts to both build affordable housing in communities where housing needs are greatest and meet required business objectives, said Commissioner Mike Beatty.

Enacted in 1986, the federal housing tax credit program (officially known by the U. S. Internal Revenue Service as the Low Income Housing Tax Credit Program) provides opportunities for developers to build mixed income communities using tax credits as a financing tool. Mixed income properties provide both market rate and lower than market rate units in order to provide more access to affordable rental housing for citizens with limited income.

20 Million Dollars in Tax Credits Granted Throughout Georgia

Georgia Mortgage Help